lmao...furries are idiots. No one would pay anything up-front to commission a REAL artist. Then again, people also wouldn't pay AT ALL if a commissioned piece took months (or years) as furries tend to do.
Furries aren't real artists, plain and simple. Any professional can create an original piece in full, epic detail in under a week. They can also create entire comic books (~30 pages) in B&W in the same amount of time. (someone else always colours the pages for comics, but one artist draws the whole thing, normally)
If furries were real artists, then these assholes, who ALWAYS work with references, could finish a commission in ONE DAY. I've seen it.